Terms of use

Last updated: April 6, 2023

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://ubsbc.com website (the “Service”) operated by UBSBC (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Membership plans offered through UBSBC, are considered to be risky purchases. The Statistics show that a high percentage of start-ups and early-stage businesses fail. By becoming a member of UBSBC start-up projects, you risk losing the entire amount paid for your membership. You may never be able to sell the membership. Memberships offered have not been reviewed or approved in any way by any securities regulator. By accessing UBSBC, its products and services, you consent to, and agree to be bound by UBSBC’s Terms & Conditions and Privacy Policy. UBSBC is a Start-up business portal and is a registered Federal Canadian corporation. UBSBC projects are all owned and operated by the company, and not any other 3rd party. There are no 3rd party fees paid from the membership fees for the UBSBC projects, except processing and compensation fees.


The information in these Terms & Conditions describes the legal restrictions relating to UBSBC’s operations.

UBSBC owns and operates all the projects it is offering to the public.

UBSBC INC. is a registered federal Canadian corporation. UBSBC and its principals, employees, and agents are not registered dealers under Canadian securities legislation. UBSBC’s principals are Ray Brown (Rajinder Brar).

Intellectual Property

The display of tradenames, trademarks, images, logos, graphics, and designs (“Marks”) of UBSBC and third-parties using UBSBC may be subject to protections under Canadian and international laws and conventions, and shall not be copied, reproduced, or republished, in whole or in part, without the express written consent of the owner of such Marks. All information and content on UBSBC or provided by UBSBC and any third-parties using UBSBC, is protected under the copyright laws and conventions of Canada and other countries, and shall not be copied, reproduced, or republished, in whole or in part, without the express written consent of the owner of such copyrights.

All content, information and intellectual property rights in or on UBSBC, including but not limited to any software, products and services offered by UBSBC are owned by or licensed to UBSBC Inc. and may not be distributed, displayed, modified, reproduced, licensed, leased, sold, transmitted, transferred, published, copied, rented, decompiled, disassembled, or used in any other way for commercial or public purposes without the express written consent of UBSBC Inc.

Any questions, comments, suggestions, ideas, feedback or other information provided by you to UBSBC shall become the sole property of UBSBC Inc. and may be used for any purpose, commercial or otherwise, without consent or compensation to you, subject to any restrictions imposed by Canadian and provincial privacy laws.

Terms of Use

By accessing UBSBC, you hereby agree to these Terms & Conditions, which may be amended without notice from time to time, and acknowledge you have read and understood all information provided in these Terms & Conditions. Acknowledgement of notices, terms, disclaimers, risks, and agreements by clicking a box, tab, or link shall constitute an electronic signature and the electronic record thereof shall be conclusive evidence of your acceptance and acknowledgement of said notice, term, disclaimer, risk acknowledgement, or agreement.

In using the products and services provided by UBSBC you agree that you will not use any of them to engage in activities contrary to any Canadian and provincial laws and regulations that may, from time to time, apply to you, and that you will provide accurate, complete and current information when requested to do so by UBSBC and third-parties through UBSBC. You agree to maintain the security of any passwords and accounts, and to maintain and update all information provided by you to UBSBC or any third-parties through UBSBC.

UBSBC grants you a limited, non-exclusive license to use UBSBC and any information provided to you for your personal and non-commercial use only. Any unauthorized use of UBSBC, and information contained therein, is strictly prohibited. UBSBC reserves the right to deny any user access to the information and services provided, without notice, in the event of any unauthorized use, or suspected unauthorized use, of UBSBC.


When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by UBSBC.

UBSBC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that UBSBC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.


Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us.